[postlink]https://gained11.blogspot.com/2010/12/automobile-insurance-in-islam.html[/postlink]
The question
What is the rule of the securing system in the Sharia ? and are the life insurance and the health and also the house and the car possible Sharia ? and do working in the insurance companies is possible or no ?
The fatwa
Thank God and the prayer and greeting the messenger of Allah and on his family and his friends as for till now :
It is known that the securing contract is the emergence talk, has appeared in the fourteenth century AD in Italy in the marine insurance picture, and the securing or what is known in the name of Al Soukrh two kinds :
The first kind : a mutual insurance : and he is that several persons agree that each of them pushes a specific subscription to the compensation of the damages that may injure one of them if a specific danger materializes, and it is few of the applications in the practical life .
The second kind : a securing by installment stable : and he is that the insured abides for him a stable sum he pushes to the insurer ( the insurance company ) that the insurer accordingly pledges the payment of a specific sum at the realization of a specific danger, and he returns the compensation either to a specific beneficiary or his heirs or the insured person for him, and this decade from Al Maodat contracts .
And the first kind from the donations contracts, the subscribers don't mean in it the profit from behind it, but the consolation and the attachment, he as the cooperation in the benevolence and this kind possible are meant by it, and little who he does .
As for the securing by installment, he circulating abundantly, as the securing at the companies responsible for it on the life or the cars or the buildings or the health and other than that . This complicated the securing that considers a potential operation, because he is against the justice not an achieving matter, because if the danger didn't materialize, the insurer won't pay a thing and is he winner, and if the signed danger material
What is the rule of the securing system in the Sharia ? and are the life insurance and the health and also the house and the car possible Sharia ? and do working in the insurance companies is possible or no ?
The fatwa
Thank God and the prayer and greeting the messenger of Allah and on his family and his friends as for till now :
It is known that the securing contract is the emergence talk, has appeared in the fourteenth century AD in Italy in the marine insurance picture, and the securing or what is known in the name of Al Soukrh two kinds :
The first kind : a mutual insurance : and he is that several persons agree that each of them pushes a specific subscription to the compensation of the damages that may injure one of them if a specific danger materializes, and it is few of the applications in the practical life .
The second kind : a securing by installment stable : and he is that the insured abides for him a stable sum he pushes to the insurer ( the insurance company ) that the insurer accordingly pledges the payment of a specific sum at the realization of a specific danger, and he returns the compensation either to a specific beneficiary or his heirs or the insured person for him, and this decade from Al Maodat contracts .
And the first kind from the donations contracts, the subscribers don't mean in it the profit from behind it, but the consolation and the attachment, he as the cooperation in the benevolence and this kind possible are meant by it, and little who he does .
As for the securing by installment, he circulating abundantly, as the securing at the companies responsible for it on the life or the cars or the buildings or the health and other than that . This complicated the securing that considers a potential operation, because he is against the justice not an achieving matter, because if the danger didn't materialize, the insurer won't pay a thing and is he winner, and if the signed danger material
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